Title fraud is rising. Are you protected?
Since 2020, title fraud has increased 500%. Whether someone's trying to take out a loan in your name or steal your home outright, every homeowner is vulnerable. Empora covers what happens after the closing table.
500%
Increase in title fraud since 2020
90%
Of homeowners lack fraud protection
2.5M
Homeowners projected to be targeted in 2026
Most title policies don't cover deed fraud.
Standard owner's title insurance protects against issues that existed before closing — a missed lien, a chain-of-title problem, an undiscovered easement. Until recently, there was no way to cover fraud that happens after.
Now there is.
What changed
Forged deeds. Identity-borrowed loans against your equity. Fraudulent transfers of vacant or rental property. Most of these only surface long after the closing your title insurance covered.
What we cover
Empora's post-closing protection plan watches public records associated with your address and ownership and flags suspicious activity — so you can act before the fraud closes its loop.
Submit your property. We'll come back with a real assessment.
We pull the public record, check it against the patterns we see across our portfolio, and email you a plain-English summary of what we found and what coverage would look like.
- No fee, no card, no obligation.
- Turnaround is usually one to two business days.
- We'll only follow up about your property — no marketing list, no third-party sharing.